October 11, 2014
Even for people who have health insurance, a health crisis often can turn into a financial crisis. Traumatic injury or illness can lead to transplants, extensive rehabilitation, and/or a lifetime of expensive medications. Uninsured expenses add up over the long term and place a significant financial burden on families who are already facing tremendous challenges.
Many people don't realize how severe this financial burden can be. But, in point of fact, it's a major problem affecting thousands of Americans and their families every year. Annual costs for a C-6 quadriplegic, for example, can range up to $111,000. Transplant patients regularly have to cover $600-$1,000 per month in out-of-pocket medication co-pays. Many patients who find themselves paralyzed after a catastrophic injury may be unable to continue working and may need to make renovations to their homes or find new transportation options. Others may need lengthy stays at specialized treatment centers or to relocate for an extended period of time.
For many patients and their families it can be uncomfortable to ask relatives and friends for financial support. That's understandable. But members of the patient's local community are often eager to help and welcome guidance on the best ways to do so. Professional organizations like HelpHOPELive provide the support necessary to help community fundraising volunteers launch and sustain successful fundraising campaigns that can help patients and their families over many months or years as they face long-term challenges with uncovered medical expenses.
With that in mind, here are a few steps for organizing a successful community-based fundraising campaign to help meet the uninsured medical expenses of someone who has experienced a catastrophic illness or injury:
Identify a support network. A support network includes a patient's family members and friends, of course, but it should also include co-workers, neighbors, and members of local clubs, schools or community faith-based organizations. For example, HelpHOPELive held a transplant fundraiser in honor of Allen West ("Wes") Edgar at his church in Alabama. More than three hundred people came together for a benefit concert and silent auction that helped raised $15,000. The funds raised helped Wes get listed for a transplant, and he received a kidney in March 2013.